Mortgage Protection.

How long could you continue to pay your mortgage if your income stopped today?

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Mortgage Protection Insurance is a simplified form of personal insurance available to mortgage holders.  It is designed to protect the borrower in case of loan default due to serious illness, involuntary job loss or death. 

There are key features that should be considered when choosing the cover that best suits your needs.  i.e. redundancy is not necessarily covered but may be added with some insurers.  Pre-existing medical conditions may not be covered should this cause you to be unable to work at a later date, full medical history will be assessed at time of claim.

Our Hawke’s Bay Insurance Advisers will help you navigate this process to make sure you know exactly what your Mortgage Protection covers you for.