Picture this: you're struck down with a serious illness or injury that keeps you off work for months. And the kicker … you have no sick days left.This is where income protection insurance is so valuable.Income protection insurance acts as your income replacement when illness...
Separation and divorce are among life’s most emotionally and financially challenging experiences. Owning property together can make things more complex.Peter Barry, one of our Mortgage Advisers, says “Unfortunately we see this often, but we can help our clients – together or separately – work through...
When you think of winter, what pops into your mind? Snuggly jumpers, curling up by a fireplace… or struggling through a cold and battling the flu? Many of us are laid low with bugs and viruses during the cooler months, quite apart from any of...
New Year’s resolutions tend to wane, as day-to-day life gets in the way. Here are some expert tips to keep your motivation going strong.It’s that time of year again – goal-setting is in full swing. Even if you were not thinking too much about it...
Looking forward to taking some well-deserved ‘me time’ over the next few weeks? Here are four easy ways to relax and recharge. Like to make the most of the holiday break, and leave behind all the stress and fatigue of the year? Here in New Zealand, the...
Navigating through the insurance claims process can be overwhelming. But with the right knowledge and a proactive approach, you can have a less stressful experience. Here are some helpful tips, with a friendly reminder that as your insurance advisers, we're here to guide you at...
Insurance policies for your life and health are important for protecting your finances from various risks. But did you know there might be things your policy doesn't cover? These are called exclusions, and they depend on your specific situation, like your medical history. Knowing about these...
Navigating the world of personal insurance can be daunting, with an array of options available. Choosing the right type of insurance is critical to safeguard your future. In this guide we’ll break down the different types of personal insurance and why they matter. Understanding these...
Are you relying on ACC for your protection? As it turns out, many New Zealanders believe they will be covered by ACC in case of serious illness – which unfortunately is not the case. That’s just one of the sobering findings of a recent survey by insurer...
What is ‘trauma insurance’ all about? Have you ever heard of trauma insurance? Also known as Critical Illness Cover, trauma insurance is a powerful – and sometimes misunderstood – protection tool. So here’s a summary of how it works, and how it can work for you depending...