Lending News Archives - Mortgage Link Hawke's Bay

Lending News

27 Mar How to avoid costly mistakes with your Sale and Purchase Agreement

Posted at 11:21h in Lending News

The excitement of finding your dream home can sometimes lead to overlooking crucial details in the paperwork. As Mortgage Adviser’s with years of experience guiding clients through home purchases, we have seen issues arise from hastily signed sale and purchase agreements.Double and triple check the...

24 Mar Is now the time to buy a home?

Posted at 14:56h in Lending News, Property News

As Mortgage Adviser’s with a front-row seat to New Zealand's housing market dynamics, we are seeing signs that our current buyers' market may not last much longer. With interest rates lowering and lending criteria loosening, a shift to a sellers’ market may change some people’s...

24 Oct Why that “better deal” at the bank might not be better after all

Posted at 09:45h in Lending News

After the recent decreases to the Official Cash Rate (OCR), the main banks have started to reduce their interest rates, which is great news for homeowners. But although it might seem like a good idea to switch banks for that better rate, there are some...

05 Jun Client story: George’s journey to owning property at aged 79

Posted at 11:42h in Client story, Lending News

Just over five years ago George’s son and daughter-in-law, who were living in Perth, told George they wanted to sell a 10,000 square metre property they owned at the back of Taradale, Hawke’s Bay.This piqued George’s interest and he said to his children that he...

09 Apr Take charge: Managing mortgage rate ups and downs

Posted at 12:14h in Lending News

In the ever-shifting landscape of the housing market, one factor stands out as a constant influencer of financial decisions: mortgage interest rates. These rates, which have ups and downs, have a profound impact on borrowers; shaping the affordability of their homes and the costs they...

15 Feb Why you shouldn’t skip the building inspection step when buying property

Posted at 09:05h in Lending News, Property News

Purchasing a property is a huge milestone, whether it's a cozy first home, a bigger place to bring up your growing family, or a commercial space for your business. However, amidst the excitement it's crucial not to overlook a vital step in the process. The...

18 Dec Business Funding to help reach your goals in 2024

Posted at 10:00h in Lending News

The challenges faced by small businesses across New Zealand in recent years has been testing. Unfortunately, the road ahead is likely to become even more challenging, with factors such as high inflation, escalating operating costs, the impact of Cyclone Gabrielle, talent shortages, and an uncertain...

19 Nov When should you consider refinancing your mortgage?

Posted at 20:49h in Lending News

One of the most substantial financial commitments you'll ever undertake is purchasing a home and obtaining a mortgage. However, it’s crucial to recognise that it doesn't end there. You shouldn't simply set it and forget it. As time passes, your financial situation and goals will...

20 Sep Your deposit for your first home in NZ

Posted at 01:30h in Lending News

Embarking on the journey to homeownership is an exciting chapter in life, and in New Zealand, securing your deposit is the first crucial step. Traditionally, having a deposit that is 20% of the property's purchase price has been the gold standard, however, there are options...

21 Aug Join us for the Cole Murray Cape Kidnappers Trail Run

Posted at 01:29h in Lending News

On Saturday, the 28th of October, our beautiful backyard will again host the Cole Murray Cape Kidnappers Trail Run. This isn’t just any old trail run; it’s an off-road adventure that gives you exclusive access to epic trails across private land, set in the spectacular Cape...