After the recent decreases to the Official Cash Rate (OCR), the main banks have started to reduce their interest rates, which is great news for homeowners. But although it might seem like a good idea to switch banks for that better rate, there are some...
Just over five years ago George’s son and daughter-in-law, who were living in Perth, told George they wanted to sell a 10,000 square metre property they owned at the back of Taradale, Hawke’s Bay.This piqued George’s interest and he said to his children that he...
In the ever-shifting landscape of the housing market, one factor stands out as a constant influencer of financial decisions: mortgage interest rates. These rates, which have ups and downs, have a profound impact on borrowers; shaping the affordability of their homes and the costs they...
Purchasing a property is a huge milestone, whether it's a cozy first home, a bigger place to bring up your growing family, or a commercial space for your business. However, amidst the excitement it's crucial not to overlook a vital step in the process. The...
The challenges faced by small businesses across New Zealand in recent years has been testing. Unfortunately, the road ahead is likely to become even more challenging, with factors such as high inflation, escalating operating costs, the impact of Cyclone Gabrielle, talent shortages, and an uncertain...
One of the most substantial financial commitments you'll ever undertake is purchasing a home and obtaining a mortgage. However, it’s crucial to recognise that it doesn't end there. You shouldn't simply set it and forget it. As time passes, your financial situation and goals will...
Embarking on the journey to homeownership is an exciting chapter in life, and in New Zealand, securing your deposit is the first crucial step. Traditionally, having a deposit that is 20% of the property's purchase price has been the gold standard, however, there are options...
On Saturday, the 28th of October, our beautiful backyard will again host the Cole Murray Cape Kidnappers Trail Run. This isn’t just any old trail run; it’s an off-road adventure that gives you exclusive access to epic trails across private land, set in the spectacular Cape...
How a mortgage adviser from Mortgage Link Hawke’s Bay can make your home-buying process less daunting and more successful. Navigating the mortgage landscape can be daunting. The vast array of lender options, each with their unique criteria and offers, can make the process time-consuming and overwhelming....
Discover how Judy and her team at Mortgage Link successfully navigated a complex mortgage application process for a client. When it comes to applying for a mortgage, it can be a stressful and time-consuming process. But it doesn’t always have to be. This case study delves...