Time for a mortgage restructure? Is your mortgage still fit for purpose? With mortgage interest rates increasing, and many borrowers’ fixed-term rates due to expire in the next few months, it’s worth looking for ways to make your home loan work better (and harder) for you. Read...
You already have a mortgage: Why use a mortgage adviser? If you think mortgage advisers are only there to help first-home buyers, you may be missing out. While mortgage advisers can be a great help to people who are navigating the property market for the first time,...
Mortgage rates are rising: what does it mean for you? After years of decline, mortgage rates have been increasing again of late. So, what does that mean for homeowners and first-home buyers? We’ve put together a quick guide for both. Rising mortgage rates and home ownership If you...
RBNZ-enforced LVRs gone for 12 months: What difference does it make? As you’ll have heard, the Reserve Bank has lifted loan-to-value restrictions for the next 12 months. But with the rules relaxed, at least for now, what will it really mean for buyers, and for the...